When you've been in a car accident and have filed a claim with an insurance company, you may soon be faced with an insurance claims adjuster. It's important to know what not to say to them. Here are the five most important things you should never say to an insurance adjuster:1.Admit your fault - Even if you think you may have been at fault, it's best not to admit it. Let the adjuster come to their own conclusions based on the evidence.2.Say you're not injured - Even if you don't feel any pain or discomfort right away, it's possible that your injuries may worsen over time.
Don't minimize your injuries or try to “hold on” after an accident.3.Describe your injuries - Don't give a detailed description of your injuries. The full extent of your injuries may not yet be evident, so it's best to wait until you've seen a doctor.4.Speculate on what happened - If you don't know exactly what happened or can't give a definitive answer on any aspect of the case, it's perfectly fair to say: “I don't know.”5.Say something on the record - Don't make any statements that could be used against you later. Be aware that anything you say can and will be used against you in court. It's important to remember that you have the right to seek compensation for all your injuries and you must exercise that right without reservation. Minimizing your injuries only hurts you in the long run, so it's best to be honest and straightforward with the insurance adjuster.
