After a car accident, it's important to know what to say and what not to say to an insurance company. Even if you're simply being polite, certain phrases can be used against you and reduce your chances of getting the compensation you deserve. Here are 9 things you should never say to an insurance company after an accident. First and foremost, avoid using phrases like “it was my fault,” I'm sorry, or “I apologize.” Don't apologize to your insurer, the other driver, or law enforcement.
Even if you don't intentionally admit your guilt, these types of words and phrases can be used against you. Never say that you regret it or admit any kind of fault. Remember that a claims adjuster seeks reasons to reduce an insurance company's liability, and any admission of negligence can seriously compromise the claim. Being blind to the facts that you know 100% is without a doubt all the information you need to complete the initial call.
The aftermath of a car accident can be frightening and disorienting. Before dealing with hostile insurance companies that take advantage of your weaknesses and shocks, it's best to focus on gathering evidence, regaining your composure, and treating any injuries you may have. You have no obligation to provide a recorded official statement to anyone, despite what the insurance claims representative tells you. Remember that the insurance company may change your words to be used against you if that means a lower payment on your part.
When you hire an experienced car accident attorney to deal with the insurance company, these lawyers can handle these conversations and negotiations with the insurer for you and make sure you don't say anything that could jeopardize your claim. If you're bombarded by phone calls from an insurance company claims adjuster after a car accident in South Carolina, be sure to hire an experienced car accident attorney to help you overcome this difficult situation. Insurers often try to contact accident victims just a few hours after an accident or as soon as the next day. One of the worst things a car accident victim can say to an insurance claims adjuster is that she was at fault for the accident.
If you've been the victim of a car or work-related accident in the Monroe, Louisiana area and insurance companies are overwhelming you, get the help you need by calling Bruscato Law Firm and scheduling a free consultation and case evaluation.
